3 months of business bank statements and $10,000 per month in revenue.
Unfortunately we cannot provide any funding with personal bank statements or personal tax documents.
Depending on the type of financing you are closing on, funds will hit your account within 2-48 hours of closing.
Click here to see all the types of financing we offer, along with the associated rates, term lengths and dollar amounts.
No. Applying with Kosmos will not result in a hard inquiry on your credit profile. All of our applicants will have a soft inquiry, which does not affect the score in any way.
Once your application is submitted, you will hear back from us within 3 business hours at the latest.
While credit requirements are highly dependent on the program you are looking for, our bare minimum for credit is 475.
No, we require a minimum of 3 months in business and $10,000 per month to process your application.
Find the right loan for your business
Kosmos Financial makes finding a loan for your business fast and effortless, by sourcing the best possible program for your unique situation.